What Banks Use Zelle? Complete Listing

By Updated:19 Mins Read
what-banks-use-zelle

What Banks Use Zelle?

Although it has only been available to U.S. consumers since 2017, Zelle has quickly become one of the most popular ways to send money in the United States. Its popularity is due to the fact that sending money with Zelle is completely free and, arguably more importantly, very fast.

If your bank or credit union partners with Zelle, money that you send or receive through the Zelle Network can be available within minutes. Not just available in your Zelle Application either, but available for withdrawal from your bank account. Few payment services can rival this speed and cost, in fact one of the primary ways that Venmo makes money is by charging for instant transfers, and this is the approach payment apps such as Apple Pay and Cash App have taken.

While Zelle has gained significant adoption and now has almost all of the national banks in the United States offering it, there are still thousands of banks that don’t partner with Zelle and the list of the credit unions that use Zelle is even shorter. In the below you’ll find some helpful information about the Zelle network and a full listing of the banks that currently offer Zelle as of this writing, organized alphabetically. Currently there are over 1,240 banks in the United states that use Zelle. The following banks joined the Zelle Network over the past 3 months:

  • 1st Equity Bank
  • Audubon State Bank
  • Black River Country Bank
  • Community National Bank Texas
  • Lone Star National Bank
  • Oostburg State Bank
  • Sundance State Bank
  • Tallahassee National Bank
  • Texas National Bank & Trust Company
  • Wyoming Bank & Trust
  • Woodford State Bank

Zelle Banks

To save you some time, the below table summarizes which of the largest U.S. banks are currently Zelle banks. Not surprisingly, the overwhelming majority of the largest banks in the country are currently partnered with Zelle.

Table of zelle banks

If your bank isn’t listed in either column, the below is a complete directory of all the banks that use zelle so far in 2023.

Full Listing of Banks That Use Zelle and Frequently Asked Questions

Banks #-A

  • 1st Bank of Sea Isle City
  • 1st Capital Bank
  • 1st Century Bank
  • 1st Colonial Community Bank
  • 1st Equity Bank
  • 1st National Bank
  • 1st Security Bank of WA
  • 1st Source Bank
  • 1st State Bank
  • 1st Summit Bank
  • 1st Trust Bank
  • Abington Bank
  • Academy Bank
  • ACCESSbank Omaha
  • ACNB Bank
  • Adirondack Bank
  • Advancial
  • Albany Bank & Trust
  • Alden State Bank
  • ALEC
  • Alerus
  • Algonquin State Bank
  • Alliance Bank
  • Allied First Bank
  • Ally Bank
  • Alma Bank
  • Alpine Bank
  • Altamaha Bank and Trust
  • Amalgamated Bank of Chicago
  • Amalgamated Bank (NY)
  • Amarillo National Bank
  • AMBK
  • Ambler Savings Bank
  • Amegy Bank
  • Amerant Bank
  • American Bank
  • American Bank (Dallas)
  • American Bank and Trust
  • American Bank of Missouri
  • American Bank, N.A.
  • American Commercial Bank Trust
  • American Community Bank NY
  • American Community Bank Trust
  • American First National Bank
  • American Investors Bank
  • American National Bank & Trust
  • American National Bank of MN
  • American National Bank of TX
  • American Savings Bank
  • American State Bank
  • American State Bank and Trust
  • Ameris Bank
  • AMG National Trust Bank
  • Anchor Bank
  • Anderson Brothers Bank
  • Andrew Johnson Bank
  • Anstaff Bank
  • Apple Creek Banking Company
  • Arbor Bank
  • Arizona Bank & Trust
  • Armed Forces Bank
  • Armstrong Bank
  • Arthur State Bank
  • Arvest Bank
  • Aspire Banking
  • Associated Bank N.A.
  • Astra Bank
  • Atlantic Capital Bank
  • Atlantic Union Bank
  • Audubon State Bank

Banks B-C

  • BAC Community Bank
  • Banc of California
  • BancorpSouth
  • Banesco USA
  • Bank 34
  • Bank Central
  • Bank First
  • Bank Five Nine
  • Bank Independent
  • Bank Michigan
  • Bank Midwest
  • Bank of 1889
  • Bank of Advance
  • Bank of Albuquerque
  • Bank of America
  • Bank of Ann Arbor
  • Bank of Bartlett
  • Bank of Blue Valley
  • Bank of Botetourt
  • Bank of Bourbonnais
  • Bank of Bozeman
  • Bank of Brodhead
  • Bank of Central Florida
  • Bank of Clarkson
  • Bank of Colorado
  • Bank of Columbia
  • Bank of Commerce
  • Bank of Commerce (MS)
  • Bank of Dawson
  • Bank of Deerfield
  • Bank of Easton
  • Bank of Gibson City
  • Bank of Glen Burnie
  • Bank of Hawaii
  • Bank of Hawaii Guam
  • Bank of Holland
  • Bank of Hope
  • Bank of Houston
  • Bank of Idaho
  • Bank of Jackson Hole
  • Bank of Kaukauna
  • Bank of Kilmichael
  • Bank of Lexington
  • Bank of Magnolia Company
  • Bank of Marin
  • Bank of Milton
  • Bank of Mingo
  • Bank of Oak Ridge
  • Bank of Ocean City
  • Bank of Oklahoma
  • Bank of San Francisco
  • Bank of South Texas
  • Bank of Southern California
  • Bank of Springfield BOS
  • Bank of Stockton
  • Bank of Sun Prairie
  • Bank of Tennessee
  • Bank of Texas
  • Bank of the James
  • Bank of the Lowcountry
  • Bank of the Orient
  • Bank of the Pacific
  • Bank of the Rockies
  • Bank of the West
  • Bank of the West – TX
  • Bank of Travelers Rest
  • Bank of Utah
  • Bank of Whittier
  • Bank of Wisconsin Dells
  • Bank on Buffalo
  • Bank OZK
  • Bank Rhode Island
  • Bank7
  • BankChampaign
  • bankESB
  • bankHometown
  • BankNewport
  • BankOfDeerfield
  • BankORION
  • BankPlus
  • BankWest
  • Banner Bank
  • Bar Harbor Bank and Trust
  • Barrington Bank
  • Bath Savings Institution
  • Bay Bank
  • Bay State Savings Bank
  • BayFirst National Bank
  • BCB Bank
  • Bedford Federal Savings Bank
  • Bell Bank
  • Bellco
  • Belmont Bank & Trust
  • Belmont Savings Bank
  • Belmont Savings Bank (BSB)
  • Belt Valley Bank
  • Benchmark Community Bank
  • Beverly Bank & Trust Company
  • Black River Country Bank
  • Blackhawk Bank
  • BLC Community Bank
  • Blue Foundry Bank
  • Blue Ridge Bank
  • Bluestone Bank
  • BMO Harris Bank
  • BNA Bank
  • Bogota Savings Bank
  • BOK Financial
  • Bonduel State Bank
  • Bradford National Bank
  • Bravera Bank
  • Bremer Bank
  • Brenham National Bank
  • Brickyard Bank
  • Bridgewater Bank
  • Bright Bank
  • Brighton Bank
  • Broadway National Bank
  • Brookline Bank
  • Bruning Bank
  • Bryant Bank
  • Builtwell Bank
  • Busey Bank
  • Byline Bank
  • Byron Bank
  • C&F Mobile Banking
  • Caldwell Bank
  • Cadence Bank
  • California Bank & Trust
  • Camden National Bank
  • Cape Cod 5
  • Capital Bank
  • Capital City Bank
  • Capital Community Bank
  • Capital One
  • Capitol Bank – WI
  • Capon Valley Bank
  • Carrollton Bank
  • Carter Bank & Trust
  • Carver Federal Savings Bank
  • Cashmere Valley Bank
  • Cathay Bank
  • Cattlemens Bank
  • CB&S Bank
  • CBTx Mobile Banking
  • CBTX Zelle
  • Cedar Rapids Bank & Trust
  • Centennial Bank
  • Centennial Bank – Tennessee
  • Central Bank
  • Central Bank KY
  • Central Federal Savings
  • Central Pacific Bank
  • Centreville Bank
  • Century Bank
  • Century Bank (NM)
  • CFG Bank
  • cfsbank
  • Chain Bridge Bank NA
  • Charles Schwab Bank
  • Charlotte State Bank & Trust
  • Charter Bank
  • Chase Bank
  • Chelsea State Bank
  • Chemung Canal/Capital Bank
  • Chesapeake Bank
  • ChoiceOne Bank
  • CIBC Bank USA
  • CIBM Bank
  • Ciera Bank
  • CIT Bank
  • Citibank
  • Citizens Bank & Trust
  • Citizens Bank & Trust Company
  • Citizens Bank (LA) – Baton Rouge/Plaquemine
  • Citizens Bank (WI)
  • Citizens Bank and Trust
  • Citizens Bank Hutch MN
  • Citizens Bank of Americus
  • Citizens Bank of the South
  • Citizens Bank, NA
  • Citizens Business Bank
  • Citizens First Bank
  • Citizens National Bank
  • Citizens National Bank, N.A
  • Citizens Progressive bank, LA
  • Citizens Savings Bank
  • Citizens State Bank
  • Citizens State Bank (IN)
  • Citizens State Bank, KS
  • Citizens State Bank, TX
  • Citizens Trust Bank
  • City Bank
  • City Bank & Trust co.
  • City Bank and Trust Company
  • City National Bank
  • City National Bank (FL)
  • City National Bank (WV)
  • Citywide Banks
  • Clarion County Community Bank
  • Classic Bank
  • Classic City Bank
  • Clear Mountain Bank
  • CNB Bank
  • CNB Bank (PA)
  • CNB Bank, Inc
  • CNB of Texas
  • CNB Somerset
  • CNBOhio
  • Coastal Bank & Trust
  • Coastal Carolina National Bank
  • Coastal Community Bank
  • Coastal Heritage Bank
  • Coastal States Bank
  • Coffee County Bank
  • Cogent Bank
  • Colfax Banking Company
  • Collins State Bank
  • Colony Bank
  • Columbia Bank
  • Columbia State Bank
  • Columbus Bank & Trust
  • Comerica Bank
  • Commercial Bank KS
  • Commercial Bank of Texas
  • Commonwealth Business Bank
  • Community Bank
  • Community Bank and Trust
  • Community Bank and Trust (MO)
  • Community Bank Mankato
  • Community Bank of Cameron WI
  • Community Bank of Mississippi
  • Community Bank of Missouri
  • Community Bank of Parkersburg
  • Community Bank of Pickens Co
  • Community Bank of the Bay
  • Community Banks of Colorado
  • Community Federal Savings Bank
  • Community Financial Services Bank
  • Community First Bank
  • Community First National Bank
  • Community National Bank
  • Community National Bank Texas
  • Community Savings Bank Chicago
  • Community State Bank
  • Community State Bank – WI
  • Community West Bank
  • Connection Bank
  • Congressional Bank
  • Connecticut Community Bank
  • ConnectOne Bank
  • Coop Bank of Cape Cod
  • Core Bank
  • Corn City State Bank
  • Cornerstone Bank
  • Cornerstone Bank (NE)
  • Cornerstone Bank (OK)
  • Cornerstone Community Bank
  • Cornerstone Community Bank (WI)
  • CorTrust Bank
  • Country Club Bank
  • Crest Savings Bank
  • Crews Bank & Trust
  • Croghan Colonial Bank
  • Cross County Savings Bank
  • Cross Keys Bank
  • Crossbridge Community Bank
  • CrossFirst Bank
  • CROWN BANK NJ
  • Crystal Lake Bank & Trust
  • CS Bank
  • CTBC Bank
  • Cumberland Federal Bank
  • Currency Bank

Banks D-E

  • DL Evans Bank Mobile
  • Dacotah Bank
  • Dairy State Bank
  • Dallas Capital Bank, NA
  • Dean Bank
  • Decatur County Bank
  • Decorah Bank and Trust
  • Dedham Savings
  • Desjardins Bank N.A
  • Dewitt Savings Bank
  • Dime Community Bank
  • Discover Bank
  • Dogwood State Bank
  • Dollar Bank, FSB
  • Dominion Bank
  • Drake Bank
  • Dream First Bank
  • Dubuque Bank & Trust
  • DuGood
  • Dundee Bank
  • Eagle Bank
  • Eagle Bank & Trust
  • East West Bank
  • Eastern Bank
  • Eastern Colorado Bank
  • Eastern Michigan Bank
  • Eclipse Bank
  • Edmonton State Bank
  • Elements Financial
  • Embassy Bank For Lehigh Valley
  • Embassy National Bank
  • Empire State Bank
  • Endeavor Bank
  • Englewood Bank & Trust
  • Enterprise Bank
  • Enterprise Bank & Trust
  • Enterprise Bank & Trust Co.
  • Enterprise Bank of SC
  • Envision Bank
  • Ephrata National Bank
  • Equitable Bank
  • Erie Bank
  • ESSA BANK & TRUST
  • Eureka Savings Bank
  • Evergreen Bank Group
  • Exchange Bank
  • Exchange Bank (CA)
  • Exchange Bank of NE Missouri
  • Excite Mobile Banking

Banks F-G

  • F&M Bank
  • F&M Bank & Trust
  • F&M Bank-NC
  • F&M Trust
  • F&MBANKNOW
  • Fairfax State Savings Bank
  • Fairfield County Bank
  • Fairfield Federal
  • Falls City National Bank
  • Farmers & Merchants
  • Farmers & Merchants Bank (NC)
  • Farmers & Merchants Bank of LB
  • Farmers & Merchants Union Bank
  • Farmers and Merchants Bank OH
  • Farmers Bank
  • Farmers Bank & Trust
  • Farmers Bank Spencer, IA
  • Farmers National Bank
  • Farmers National Bank (IL)
  • Farmers National Bank of Canfield
  • Farmers Savings Bank WI
  • Farmers State Bank
  • Farmers State Bank (IN)
  • Farmers State Bank Marion, IA
  • Farmers State Bank TN
  • Farmers State Bank-Cameron
  • Farmers Trust & Savings Bank
  • FC Bank
  • FCB Banks
  • FCB Cullman
  • FCNB of Upper Sandusky
  • FFCB
  • FFSB-NC
  • Fidelity Bank
  • Fidelity Bank (IA)
  • Fidelity Federal SV and LN, OH
  • Field & Main Bank, INC
  • Fifth Third Bank
  • Financial Federal Bank
  • FineMark Bank
  • First American Bank (IL)
  • First American Bank and Trust
  • First American State Bank
  • First Arkansas Bank & Trust
  • First Bank
  • First Bank & Trust Company
  • First Bank (AK)
  • First Bank (GA)
  • First Bank (NC)
  • First Bank and Trust (NOLA)
  • First Bank and Trust Company
  • First Bank Blue Earth
  • First Bank Chicago
  • First Bank Kansas
  • First Bank of Boaz
  • First Bank of Coastal Georgia
  • First Bank of Highland Park
  • First Bank of Manhattan
  • First Central Savings Bank
  • First Chatham Bank
  • First Citizens Bank
  • First Citizens National Bank
  • First Citizens State Bank (WI)
  • FIRST CITRUS BANK
  • First Commerce Bank
  • First Commonwealth Bank
  • First Community Bank (AR & MO)
  • First Community Bank (SC & GA)
  • First Community Bank (TX)
  • First Community Bank (VA)
  • First Community Bank and Trust
  • First County Bank
  • First Eagle Bank
  • First FarmBank
  • First Farmers & Merchants Bank
  • First Fed Delta
  • First Fed Savings Bank Ottawa
  • First Federal
  • First Federal (SF Bay Area)
  • First Federal Bank
  • First Federal Bank NC
  • First Federal Bank of LA
  • First Federal Bank Wisconsin
  • First Federal Huntington
  • First Federal Savings Bank
  • First Federal Savings of TF
  • First Federal SB-Evansville
  • First Fidelity Bank
  • First Fidelity Bank – South Dakota
  • First Financial Bank
  • First Financial Bank (TX)
  • First Financial Northwest Bank
  • First Foundation Bank
  • First General Bank
  • First Heroes National Bank
  • First Home Bank
  • First Horizon
  • First IC Bank
  • First Internet Bank of Indiana
  • First Interstate Bank
  • First Intl. Bank & Trust
  • First Merchants Bank
  • First Metro Bank
  • First Midwest Bank
  • First Minnetonka City Bank
  • First Montana Bank
  • FIRST NATIONAL BANK
  • First National Bank (AR)
  • First National Bank (ME)
  • First National Bank Alaska
  • First National Bank and Trust
  • First National Bank Bemidji
  • First National Bank DeRidder
  • First National Bank LJ
  • First National Bank Minnesota
  • First National Bank New Bremen
  • First National Bank North
  • First National Bank of Absecon
  • First National Bank of Central Texas
  • First National Bank of Gidding
  • First National Bank of Hope
  • First National Bank of Hutch
  • First National Bank of Mount Dora
  • First National Bank of Newtown
  • First National Bank of Nokomis
  • First National Bank of PA
  • First National Bank of Pandora
  • First National Bank of Pulaski
  • First National Bank of River Falls
  • First National Bank of Scotia
  • First National Bank of South Miami
  • First National Bank of Waterloo
  • First National Bank Of Waverly
  • First National Bank Syracuse
  • First National Bank Texas
  • First National Bank Trinidad
  • First National Bank, FNBTX
  • First Nations Bank
  • First Natl Bank of Louisiana
  • First Nebraska Bank
  • First Neighbor Bank
  • First Option Bank
  • First Peoples Bank
  • First Republic Bank
  • First Seacoast Bank
  • First Security Bank & Trust Co
  • First Security Bank (Byron MN)
  • First Southern Bank
  • First Southern State Bank
  • First State Bank
  • First State Bank – Michigan
  • First State Bank & Trust (KS)
  • First State Bank and Trust Co
  • First State Bank IL
  • First State Bank Middlebury
  • First State Bank NE
  • First State Bank of St Charles
  • First State Bank of TX
  • First State Bank of Uvalde
  • The First State Bank
  • First United
  • First United Bank TX
  • First United National Bank
  • First Vision Bank of TN
  • First Volunteer Bank
  • First Western Bank & Trust
  • First Western Trust Bank
  • First Womens Bank
  • FirstBank
  • FirstBank & Trust
  • FirstBank (TN)
  • FirstBank Southwest
  • FirstCapital Bank of Texas
  • Five Points Bank
  • Five Points Bank of Hastings
  • Flagstar Bank, FSB
  • Flanagan State Bank
  • Flint Community Bank
  • Flushing Bank
  • FMBSC
  • FNB Community Bank
  • FNB Creston
  • FNB of Brookfield
  • FNB of Hutchinson
  • FNB of North Arkansas
  • FNB Tennessee
  • FNB Tremont
  • FNBC Bank and Trust
  • FNB-Carlyle, IL
  • FNBCC
  • FNBSI
  • FNCB Bank
  • FNNB Bank
  • Forbright Bank
  • Forcht Bank
  • Forest Park Bank
  • Fort Hood National Bank
  • Forte Bank
  • Fortis Private Bank
  • Founders Bank
  • Fourth Capital
  • Franklin Savings Bank
  • Franklin Savings Bank, NH
  • Freedom Bank
  • Freedom Bank of So. Missouri
  • Fremont Bank
  • Frost
  • FSBHegewisch
  • Fulton Bank, N.A.
  • FVCbank
  • Gate City Bank
  • Gateway First Bank
  • GBank
  • Generations Bank
  • Genesis Bank
  • Geo D. Warthen Bank
  • Georgia Banking Company
  • Georgia Community Bank
  • German American Bank
  • Gibsland Bank & Trust
  • Glens Falls National Bank
  • Glenwood State Bank
  • Global Bank
  • Golden Valley Bank
  • Goldwater Bank
  • Gorham Savings Bank
  • Grand Bank for Savings
  • Grand Ridge National Bank
  • GrandSouth Bank
  • Grandview Bank
  • Great Plains National Bank
  • Great Plains State Bank
  • Greater Community Bank
  • GreenLeaf Bank
  • Green Penny
  • Greenville Savings Bank
  • Grove Bank
  • Grove Bank & Trust
  • Grundy Bank
  • GTE Financial
  • Guadalupe Bank
  • Guaranty Bank
  • Guaranty Bank – MS
  • Guaranty Bank & Trust
  • Guaranty Bank and Trust Co
  • Guaranty Bank (SFC)
  • Guardians
  • Gulf Capital Bank
  • Guthrie County State Bank

Banks H-I

  • Habib American Bank
  • Haddon Savings Bank
  • Hanmi Bank
  • Hanover Bank
  • Happy State Bank
  • Harrison County Bank
  • Hawthorn Bank
  • HCN Bank
  • Hearthside Bank
  • Heartland Bank (NE)
  • Hendricks County Bank
  • Heritage Bank (KY)
  • Heritage Bank MN
  • Heritage Bank of Commerce
  • Heritage Bank of Schaumburg
  • Heritage Community Bank
  • Heritage Community CreditUnion
  • Heritage Southeast Bank
  • Hickory Point Bank and Trust
  • Highland Bank
  • Hillcrest Bank
  • Hilltop Bank
  • Hinsdale Bank & Trust Company
  • Hinsdale Bank and Trust
  • Holcomb Bank
  • Home Bank
  • Home Federal Bank of TN
  • Home National Bank
  • Home Savings Bank
  • Home State Bank
  • Home State Bank, IL
  • Home Trust & Savings Bank
  • Home-Federal Bank
  • Homeland Community Bank
  • HomeStreet Bank
  • HomeTrust Bank
  • Honor Bank
  • Horizon Bank
  • Hoyne Savings Bank
  • Huntingdon Valley Bank
  • Huntington Bank
  • Huntington FSB
  • Huron Community Bank
  • Hyperion Bank
  • Idaho Trust Bank
  • iGObanking
  • Illiana Financial
  • Illinois Bank & Trust
  • InBank
  • IncredibleBank
  • Independence Bank – Montana
  • Independent Bank
  • Infinity Bank
  • INSOUTH Bank
  • Integrity Bank for Business VA
  • Interamerican Bank
  • International Bank of Chicago
  • International Finance Bank
  • Intracoastal Bank
  • INTRUST Bank
  • Investar Bank
  • Investors Bank
  • Iowa State Bank
  • Iowa State Bank – Des Moines
  • Iowa Trust and Savings Bank
  • Ireland Bank
  • Iron Workers Bank
  • Iroquois Federal Savings
  • Isabella Bank
  • Israel Discount Bank of NY
  • Ixonia Bank

Banks J-K

  • JBT
  • JCBank
  • JD Bank
  • Jefferson Bank
  • Jersey Shore State Bank
  • John Marshall Bank
  • Johnson Financial
  • Jones Bank
  • Jonesburg State Bank
  • Kalamazoo County State Bank
  • Karnes County National Bank
  • Katahdin Trust Company
  • Kearny Bank
  • KEB Hana Bank USA
  • Kennebunk Savings Bank
  • KeyBank
  • KeySavings Bank
  • KeysBank
  • Keystone Bank
  • Kingston National Bank

Banks L-M

  • Ladysmith Federal
  • Lafayette State Bank
  • Lake City Bank
  • Lake Forest Bank
  • Lake Shore Savings
  • Lakeland Bank
  • Lakeside Bank
  • Lakeside Bank Chicago
  • Lamar National Bank
  • Landmark National Bank
  • Laona State Bank
  • LCFB
  • Lea County State Bank
  • Lead Bank
  • Leader Bank
  • Ledyard National Bank
  • Lee Bank
  • Lee Bank Mobile Banking
  • Legacy National Bank
  • Legend Bank
  • Level One Bank
  • Lexicon Bank
  • Liberty Bank
  • Liberty Bank for Savings
  • Liberty Capital Bank
  • Liberty National Bank
  • Liberty National Bank (OH)
  • Liberty Savings Bank
  • Libertyville Bank
  • LifeStore Bank
  • LINKBANK
  • Lisle Savings Bank
  • Llano National Bank
  • Logansport Savings Bank
  • Lone Star National Bank
  • Lone Star State Bank of WT
  • Longview Bank
  • Longview Bank & Trust
  • Louisiana National Bank
  • Lowry State Bank
  • Loyal Trust Bank
  • Lubbock National Bank
  • Lumbee Guaranty Bank
  • Luminate Bank
  • Luther Burbank Savings
  • Luzerne Bank
  • Lyons National Bank
  • M AND P BANK
  • M C Bank
  • M&F Bank
  • M&M Bank
  • M&T Bank
  • M1 Bank
  • MA Bank
  • Mabrey Bank
  • Machias Savings Bank
  • Magnifi Financial
  • Magnolia State Bank
  • Magyar Bank
  • Main Street Bank
  • Malvern National Bank
  • Manasquan Bank
  • Maple Bank
  • Marblehead Bank
  • Marion Center Bank
  • Marquette Bank
  • Marquette Savings Bank
  • Mars Bank Mobile Banking
  • Marthas Vineyard Bank
  • Maspeth Federal Savings
  • MCBank
  • McClain Bank
  • McHenry Savings Bank
  • McIntosh County Bank
  • MCNB Banks
  • Meade County Bank
  • Meadows Bank
  • Mediapolis Savings Bank
  • MemoryBank
  • Mercer County State Bank
  • Merchants & Farmers Bank Green
  • Merchants Bank
  • Merchants Bank of Indiana
  • Merchants National Bank
  • Meredith Village Savings Bank
  • Meridian Trust
  • Merrimack County Savings Bank
  • Metairie Bank
  • Metro City Bank
  • Metropolitan Bank
  • Metropolitan Commercial Bank
  • Mi BANK
  • Mid America Bank
  • Mid America Bank – Kansas
  • Mid Penn Bank
  • Middlefield Bank
  • Middletown Valley Bank
  • MidFirst Bank
  • Midland States Bank
  • MidSouth Bank
  • MIDWEST BANK
  • Midwest Bank – Minnesota
  • Midwest BankCentre
  • Midwest Bk
  • Midwest Community Bank
  • Midwest Heritage
  • MidWestOne Bank
  • Milford Federal
  • Millennium Bank
  • Minnesota Bank & Trust
  • MINNSTAR BANK
  • Minster Bank
  • MNB Bank
  • Monifi
  • Monona Bank
  • Monson Savings Bank
  • Montecito Bank & Trust
  • Montgomery Bank Mobile Banking
  • Monticello Banking Company
  • Morgan Stanley
  • Mound City Bank
  • Mountain Valley Bank
  • Mountain View Bank of Commerce
  • MPH Bank

Banks N-O

  • Nano Banc
  • Natbank, N.A.
  • National Bank of Arizona
  • National Bank of Blacksburg
  • National Bank of Coxsackie
  • National Bank of Indianapolis
  • National Bank of Middlebury
  • National Capital Bank
  • NBC Oklahoma
  • NBT Bank
  • Nebraska State Bank & Trust Co
  • NebraskaLand Bank
  • Needham Bank
  • Neighborhood National Bank
  • Nekoosa Port Edwards Bank
  • Nokoosa Port Edwards Bank
  • Nevada State Bank
  • New Frontier Bank
  • New Mexico Bank & Trust
  • New Millennium Bank
  • New York Community Bank
  • Newburyport Bank
  • Newtown Savings Bank
  • NexTier Bank
  • NGNB
  • Nicolet National Bank
  • Noah Bank
  • NobleBank & Trust
  • North Dallas Bank & Trust Co
  • North Easton Savings Bank
  • North Shore Bank, FSB
  • North Star Bank
  • North State Bank
  • Northbrook Bank & Trust
  • Northbrook Bank
  • Northeast Bank
  • NorthEast Community Bank
  • Northern State Bank
  • Northern Trust
  • Northfield Bank
  • NorthSide Community Bank
  • Northumberland National Bank
  • Northwest Bank
  • Northwest Bank & Trust Co
  • Northwest Bank (PA)
  • Northwestern Bank
  • Northwestern Bank (IA)
  • Norway Savings Bank
  • Oak Bank
  • Oakwood Bank
  • Oakworth Capital Bank
  • OCEAN Bank
  • OceanFirst Bank
  • Ocean Financial
  • Oconee Federal
  • Ohio State Bank
  • Oklahoma Federal Bank
  • Old Dominion National Bank
  • Old Missouri Bank
  • Old National Bank
  • Old Plank Trail Bank
  • Old Point National Bank
  • Old Second Bank
  • OMB
  • One Florida Bank
  • Oostburg State Bank
  • OneWest Bank
  • Open Bank
  • Opportunity Bank of Montana
  • Orange Bank & Trust Company
  • Origin Bank
  • Osgood State Bank
  • Ozarks Federal Savings & Loan

Banks P-Q

  • Pacific Alliance Bank
  • Pacific City Bank
  • Pacific Premier Bank
  • Pacific Valley Bank
  • Pacific West Bank
  • Park Bank
  • Park National Bank
  • Park Ridge Community Bank
  • Parkway Bank
  • Partners Bank
  • Partners Bank of New England
  • Pathfinder Bank
  • Patterson State Bank
  • PCB Bank
  • Peapack-Gladstone Bank
  • Pegasus Bank
  • Penn Community Bank
  • Peoples Bank
  • Peoples Bank & Trust Co
  • Peoples Bank (Clifton TN)
  • Peoples Bank (GA)
  • Peoples Bank (IN & IL)
  • Peoples Bank (TX)
  • Peoples Bank (WA)
  • Peoples Bank IA
  • Peoples Bank of Alabama
  • Peoples Bank of East Tennessee
  • Peoples Bank of Altenburg
  • Peoples Bank of Graceville
  • Peoples Bank of Kankakee City
  • Peoples Bank of Kentucky
  • Peoples Bank of Paris Texas
  • Peoples National Bank
  • Peoples State Bank (WI)
  • Peoples State Bank Plainview
  • Peoples State Bank, Hville
  • Peoples Trust Company
  • PeoplesBank
  • PeoplesBank-Lebanon-Louisville
  • Persons Banking Company
  • Peru Federal Savings Bank
  • Peshtigo National Bank
  • Philo Exchange Bank
  • Phoenixville Federal B&T
  • Piedmont Federal Savings Bank
  • Pinnacle Bank
  • Pinnacle Bank (CA)
  • Pinnacle Bank (GA)
  • Pinnacle Bank Texas
  • Pinnacle Bank Wyoming
  • Pinnacle Financial Partners
  • Pioneer Bank
  • Pioneer Bank (VA)
  • Pioneer Bank MN
  • Piscataqua Savings Bank
  • Pittsfield Cooperative Bank
  • PlainsCapital Bank
  • Planters Bank Mobile Banking
  • Platte Valley Bank NE
  • Platte Valley Bank WY
  • Plus International Bank
  • PNC Bank
  • Poca Valley Bank
  • Points West Community Bank
  • Ponce Bank
  • Port Washington State Bank
  • Powell Valley National Bank
  • Prairie Community Bank
  • Preferred Bank
  • Premier Bank of the South
  • Premier Valley Bank
  • PremierBank Wisconsin
  • Primebank
  • PrimeSouth Bank
  • Primis
  • Progressive Bank
  • PromiseOne Bank
  • Prospect Bank
  • Prosperity Bank
  • Provident Bank
  • Provident Bank (CA)
  • Prudential Bank
  • PyraMax Bank
  • Quad City Bank & Trust
  • Quail Creek Bank
  • Quaint Oak Bank
  • Queenstown Bank
  • Quontic Bank

Banks R-S

  • R.Bank
  • Rayne State Bank
  • Red River Bank
  • Redstone Bank
  • Redwood Capital Bank
  • Regal Bank
  • Regions Bank
  • Reliabank
  • Reliance Bank
  • Reliance Bank (PA)
  • Renasant Bank
  • Republic Bank
  • Republic Bank of Chicago
  • Rhinebeck Bank
  • Richwood Bank
  • Riddell National Bank
  • Ridgewood Savings Bank
  • Rio Bank
  • Rising Bank
  • River Bank
  • River City Bank
  • River City Bank (KY)
  • Roanoke Rapids Savings Bank
  • Rochelle Bank
  • Rockland Savings Bank
  • Rockland Trust
  • RockPoint Bank
  • Rocky Mountain Bank
  • Round Top State Bank
  • Royal Business Bank
  • RSI Bank
  • S&T Bank
  • Sabine State Bank and Trust
  • Salem Five Cents Savings Bank
  • San Luis Valley Federal Bank
  • Sandhills Bank
  • Sandhills State Bank
  • Sandy Spring Bank
  • Sanibel Captiva Community Bank
  • Santa Cruz County Bank
  • Santander Bank
  • Saratoga National
  • Savings Bank of Walpole
  • Sawyer Savings Bank
  • Schaumburg Bank
  • Schertz Bank & Trust
  • Schuyler Savings Bank
  • Scottsdale Community Bank
  • Seacoast Bank
  • SECURITY BANK (OK)
  • Security Bank Laurel NE
  • Security Federal Bank
  • Security First Bank
  • Security National Bank IA
  • Security National Bank of SD
  • Security Savings Bank
  • Security State Bank – Wyoming
  • Security State Bank Radcliffe
  • Seneca Savings
  • Settlers Bank
  • SFC Bank
  • Shore United Bank
  • Silicon Valley Bank
  • Simmons Bank
  • Skyline National Bank
  • SmartBank
  • SNB Bank, N.A.
  • Solutions Bank
  • Somerset Savings
  • South GA Banking Co
  • South Shore Bank
  • South Story Bank & Trust
  • SOUTHERN BANK
  • Southern Bank and Trust Co
  • Southern First Bank
  • Southern Independent Bank
  • Southern Michigan Bank and Trust
  • SouthPoint Bank
  • Southside Bank
  • SouthStar Bank
  • SouthState
  • Southwest Missouri Bank
  • Southwest National Bank
  • Southwestern National Bank
  • SpiritBank
  • Spratt Savings Bank
  • Spring Bank
  • Spring Bank Brookfield WI
  • Springs Valley Bank & Trust Co
  • SSB Kenyon
  • St. Ansgar State Bank
  • St. Simons Bank & Trust
  • St. Charles Bank
  • STAR Financial Bank
  • Starion Bank
  • State Bank
  • State Bank Financial
  • State Bank of Cross Plains
  • State Bank of Graymont
  • State Bank of Southern Utah
  • State Bank of the Lakes
  • Stephenson National B&T
  • Stockman Bank of Montana
  • StonehamBank
  • Sturgis Bank
  • Suffolk Federal
  • Sullivan Bank
  • Summit Bank
  • Summit Community Bank
  • Sundance State Bank
  • Sunflower Bank, N.A.
  • Sunstate Bank
  • Surrey Bank
  • Susquehanna Community Bank
  • Susser Bank
  • Sutton Bank
  • Synovus Bank

Banks T-U

  • Tallahassee National Bank
  • Taylor Bank
  • Tandem
  • TBK Bank, SSB
  • TC Federal Bank
  • TCBT
  • TD Bank N.A.
  • Terrabank
  • Territorial Savings Bank
  • Texas Advantage Community Bank
  • Texas Bank and Trust Company
  • Texan Bank NA
  • Texas Capital Bank
  • Texas First Bank
  • Texas National Bank RGV
  • Texas National- Jacksonville
  • Texas Regional Bank
  • Texas Traditions Bank
  • The Andover Bank
  • The Bank
  • The Bank & Trust ssb
  • The Bank of Elk River
  • The Bank of Hemet
  • The Bank of Missouri
  • The Bank of New Glarus
  • The Bank of Princeton
  • The Bank of Southside VA
  • The Bank of Tampa
  • The Bank of Tescott
  • The Berkshire Bank
  • The Callaway Bank
  • The Citizens Bank
  • The Citizens Bank-Enterprise
  • The Citizens National bank KS
  • The Cornerstone Bank
  • The Dart Bank
  • The Dime Bank
  • The Farmers and Merchants Bank
  • The Farmers Bank
  • The Farmers Bank of Appomattox
  • The Federal Savings Bk
  • The Fidelity Bank (NC)
  • The First National Bank of LI
  • The Grant County Bank
  • The Gratz Bank FKA Linkbank
  • The Hamler State Bank
  • The Harbor Bank of Maryland
  • The Marblehead Bank
  • The Milford Bank
  • The MINT National Bank
  • The National Bank of Texas
  • The Neffs National Bank
  • The Peoples Bank
  • The Peoples Bank-Gambier OH
  • The Peoples State Bank
  • The Piedmont Bank
  • THE SAVINGS BANK
  • The State Bank
  • The State Bank Group
  • The Tri-County Bank
  • The Union Bank Co.
  • Think Bank
  • Third Coast Bank SSB
  • Thomaston Savings Bank
  • Thomasville National Bank
  • TIAA Bank
  • Timberline Bank
  • Time Bank
  • Touchstone Bank
  • Town and Country Bank
  • Town Bank
  • TowneBank
  • Tradition Capital Bank
  • Traditions Bank
  • Tri City National Bank
  • Troy Bank and Trust
  • Truist
  • Trustco Bank
  • TruStone Financial
  • TrustTexas Bank
  • Twin Valley Bank
  • U.S. Century Bank
  • UBank
  • UBank TN
  • Ulster Savings Bank
  • Umpqua Bank
  • Unified Bank
  • Union Bank & Trust
  • Union Bank Monticello, AR
  • Union Bank
  • Union Savings Bank
  • Union State Bank
  • United Bank
  • United Bank & Trust
  • United Bank (AR)
  • United Bank of MI
  • United Business Bank
  • United Community Bank
  • United Community Bank, LA
  • United Cumberland Bank
  • United Security Bank
  • United Fidelity Bank
  • United Midwest Savings Bank NA
  • United Prairie Bank
  • United Southern Bank
  • Unity Bank
  • Unity Bank WI
  • Unity National Bank
  • Universal Bank
  • Universal City Studios
  • University Bank
  • Univest Bank and Trust Co.
  • URSB
  • US Bank
  • US Metro Bank
  • USAA Federal Savings Bank

Banks V-W

  • Valley Bank
  • Valliance Bank
  • Varo Bank
  • Varsity
  • Vectra Bank Colorado
  • Veritex Community Bank
  • Village Bank
  • Village Bank & Trust
  • Village Bank (VA)
  • Vinton County National Bank
  • Virginia National Bank
  • VisionBank
  • Volunteer Federal Savings Bank
  • WaFd Bank
  • Wallis Bank
  • Walpole Co-operative Bank
  • Washington Savings Bank
  • Washington Savings Bank Lowell
  • Waterford Bank, N.A.
  • Wauchula State Bank
  • Waumandee State Bank
  • Wayne Bank
  • Wayne Bank (PA & NY)
  • WCF Financial Bank
  • Webster Bank, former SNB sites
  • Wells Fargo Bank
  • WesBanco Bank
  • West Alabama Bank
  • West Gate Bank
  • West Point Bank
  • West Shore Bank
  • West Texas National Bank
  • Western Bank
  • Western Commerce Bank
  • Western State Bank (KS)
  • Western States Bank
  • Westfield Bank
  • Westmoreland Federal Savings
  • WestStar Bank
  • Wheaton Bank
  • Willamette Valley Bank
  • William Penn Bank
  • Wilmington Savings Bank
  • Wilson Bank & Trust
  • Winchester Savings Bank
  • Windsor Federal Savings
  • Winnsboro State Bank (WSB)
  • Winter Hill Bank (WHB)
  • Winter Park National Bank
  • Wintrust Bank
  • Wisconsin Bank & Trust
  • Wood & Huston Bank
  • Woodford State Bank
  • Woodlands Bank
  • Woodlands National Bank
  • WoodTrust Bank
  • Woori America Bank
  • Wrentham Cooperative Bank
  • WSFS Bank
  • Wyoming Bank & Trust
  • Wyoming Community Bank

Banks X-Z

  • Yakima Federal Savings
  • Yampa Valley Bank
  • Zions Bank

What is the Best Bank for Zelle?

All of the banks that use Zelle do not charge their users for sending or receiving transactions. Therefore, the experience should be largely the same regardless of the bank you’re with. That said, there are differences between each bank, in the daily and monthly amounts you can send with Zelle. If having the flexibility to send large amounts of money with Zelle is important, then with that in mind, these are the 4 best banks for Zelle:

  • Wells Fargo (daily limit of $10,000, monthly limit of $50,000)
  • Citibank Priority and Gold Accounts (daily limit of $5,000 and monthly limit of $20,000)
  • Chase Bank Private Client Account (daily limit of $5,000 and monthly limit of $40,000)
  • Bank of America (daily limit of $3,500 and monthly limit of $20,000)

How Does Zelle Work?

One of the unique aspects about this payment option is the fact that if your bank (or credit union) partners with Zelle, you do not need to sign up and link your bank account to start using Zelle. This is because your bank or credit union is already integrated with the Zelle network. Zelle works by using the Zelle network to facilitate transfers between its partner banks and credit unions which are all interconnected. This is why Zelle transfers can be completed very quickly.

How Long Does Zelle Take?

For transfers between two people who have accounts with banks or credit unions that partner with Zelle, the transfer can get processed within a few minutes. With other competing applications such as Apple Pay and Venmo, transfers take 1-3 business days and consumers have to pay a fee to have transactions completed as quickly as they are with Zelle. Importantly, charging money for instant transfers is not something that Zelle does. We dived into the details about how Zelle makes money in a separate post.

Is there a Zelle App?

Yes there is a Zelle app which is available both in the App Store and in the Google Play store. It is worth noting that if your bank or credit union partners with Zelle, then you do not need to download the Zelle app to send and receive money with Zelle. All you’ll need to do is connect your phone number or e-mail! Currently these are the stats for the Zelle App on both app stores:

What Banks work with Zelle

Currently there are over 1,000 banks that work with Zelle. Although this is less than 25% of the total number of banks in the United States, the list of banks that use Zelle includes the majority of the largest banks in the country. In addition, even if your bank does not work with Zelle currently, you can still download the Zelle app and enroll the debit card associated with your bank account.

According to Zelle, consumers from nearly 10,000 financial institutions participate in the Zelle Network. This is clearly much larger than the number of banks that are official Zelle partners, and speaks to the fact that you can still use the app and benefit even if your financial institution is not an official Zelle partner.

My Bank is not listed on the Zelle Bank List

If your bank isn’t listed in the below directory you can still access Zelle’s functionality by downloading the Zelle App and signing up. You will need to use your debit card information to link your bank account and once you’ve done that, you’ll be able to start receiving Zelle transfers that are processed very quickly.

Zelle Customer Service

Zelle has an extensive customer support page with answers to frequently asked questions and issues. Zelle Customer Service number is 1-844-428-8542 and customer service is available 7 days a week from 10am to 10pm Eastern Time.

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