What Banks Use Zelle?
Although it has only been available to U.S. consumers since 2017, Zelle has quickly become one of the most popular ways to send money in the United States. Its popularity is due to the fact that sending money with Zelle is completely free and, arguably more importantly, very fast.
If your bank or credit union partners with Zelle, money that you send or receive through the Zelle Network can be available within minutes. Not just available in your Zelle Application either, but available for withdrawal from your bank account. Few payment services can rival this speed and cost, in fact one of the primary ways that Venmo makes money is by charging for instant transfers, and this is the approach payment apps such as Apple Pay and Cash App have taken.
While Zelle has gained significant adoption and now has almost all of the national banks in the United States offering it, there are still thousands of banks that don’t partner with Zelle and the list of the credit unions that use Zelle is even shorter. In the below you’ll find some helpful information about the Zelle network and a full listing of the banks that currently offer Zelle as of this writing, organized alphabetically. Currently there are over 1,240 banks in the United states that use Zelle.
Zelle Banks
To save you some time, the below table summarizes which of the largest U.S. banks are currently Zelle banks. Not surprisingly, the overwhelming majority of the largest banks in the country are currently partnered with Zelle.
If your bank isn’t listed in either column, the below is a complete directory of all the banks that use Zelle so far in 2023.
Full Listing of Banks That Use Zelle and Frequently Asked Questions
Banks #-B
- 1st Bank of Sea Isle City
- 1st Capital Bank
- 1st Century Bank
- 1st Colonial Community Bank
- 1st Equity Bank
- 1st National Bank
- 1st Security Bank of WA
- 1st Source Bank
- 1st State Bank
- 1st Summit Bank
- 1st Trust Bank
- Abington Bank
- ABNB
- Academy Bank
- ACCESSbank Omaha
- ACNB Bank
- ACU of Texas
- Adirondack Bank
- Advancial
- Albany Bank & Trust
- Alden State Bank
- ALEC
- Alerus
- Algonquin State Bank
- Alliance Bank
- Allied First Bank
- Ally Bank
- Alma Bank
- Alpine Bank
- Altamaha Bank and Trust
- Amalgamated Bank of Chicago
- Amalgamated Bank (New York)
- Amarillo National Bank
- AMBK
- Ambler Savings Bank
- Amegy Bank
- Amerant Bank
- American Bank
- American Bank & Trust- AB&T SD
- American Bank (Dallas)
- American Bank and Trust
- American Bank of Missouri
- American Bank, N.A.
- American Commercial Bank Trust
- American Community Bank NY
- American Community Bank Trust
- American First National Bank
- American National Bank & Trust
- American National Bank of MN
- American National Bank of TX
- American Savings Bank
- American State Bank
- American State Bank and Trust
- Ameris Bank
- AMG National Trust Bank
- Anchor Bank
- Anderson County F.C.U.
- Andrew Johnson Bank
- Anstaff Bank
- APCU/Center Parc
- Apple Bank for Savings
- Apple Creek Banking Company
- Arbor Bank
- Arizona Bank & Trust
- Armed Forces Bank
- Armstrong Bank
- Arthur State Bank
- Arvest
- Aspire Banking
- Associated Bank N.A.
- Astra Bank
- Atlantic Union Bank
- Audubon State Bank
- BAC Community Bank
- Banc of California
- Banesco USA
- Bank 34
- Bank Central
- Bank First
- Bank Five Nine
- Bank Independent
- Bank Michigan
- Bank Midwest
- Bank of 1889
- Bank of Advance
- Bank of Albuquerque
- Bank of America
- Bank of Ann Arbor
- Bank of Bartlett
- Bank of Blue Valley
- Bank of Botetourt
- Bank Of Bourbonnais
- Bank of Bozeman
- Bank of Bridger
- Bank of Brodhead
- Bank of Canton
- Bank of Central Florida
- Bank of Clarke
- Bank of Clarkson
- Bank of Colorado
- Bank of Columbia
- Bank of Commerce
- Bank of Commerce (MS)
- Bank of Dawson
- Bank of Deerfield
- Bank of Easton
- BANK OF GIBSON CITY
- Bank of Glen Burnie
- Bank of Hawaii
- Bank of Hawaii Guam
- Bank of Hays
- Bank of Holland
- Bank of Hope
- Bank of Houston
- Bank of Idaho
- Bank of Kaukauna
- Bank of Kilmichael
- Bank of Lexington
- Bank of Magnolia Company
- Bank of Marin
- Bank of Milton
- Bank of Mingo
- Bank of Monticello Ga
- Bank of Oak Ridge
- Bank of Ocean City
- Bank of Oklahoma
- Bank of San Francisco
- Bank of South Texas
- Bank of Southern California
- Bank of Springfield BOS
- Bank of Stockton
- Bank of Sun Prairie
- Bank of Tennessee
- Bank of Texas
- Bank of the James
- Bank of the Lowcountry
- Bank of the Orient
- Bank of the Pacific
- Bank of the Rockies
- Bank of the West
- Bank of the West – TX
- Bank of Travelers Rest
- Bank of Utah
- Bank of Whittier
- Bank of Winona
- Bank of Wisconsin Dells
- Bank on Buffalo
- Bank OZK
- Bank Rhode Island
- Bank5 Connect
- Bank7
- BankChampaign
- bankESB
- BankFive
- bankHometown
- BankNewport
- BankORION
- BankPlus
- BankVista
- BankWest
- Banner Bank
- Bar Harbor Bank and Trust
- Barrington Bank & Trust
- Bath Savings Institution
- Bay Bank
- Bay State Savings Bank
- BayFirst National Bank
- BCB Bank
- Bedford Federal Savings Bank
- Bell Bank
- Bellco
- Belmont Bank & Trust
- Belmont Savings Bank
- Belmont Savings Bank (BSB)
- Belt Valley Bank
- Benchmark Community Bank
- Beverly Bank & Trust Company
- Big Horn Federal Savings Bank
- Black River Country Bank
- Blackhawk Bank
- BLC Community Bank
- Blue Foundry Bank
- Blue Ridge Bank
- Bluestone Bank
- BMO
- BNA Bank
- BNY Mellon
- Bogota Savings Bank
- BOK Financial
- Bonduel State Bank
- Bradford National Bank
- Bravera Bank
- Bremer Bank
- Brenham National Bank
- Brickyard Bank
- Bridgewater Bank
- Bright Bank
- Brighton Bank
- Bristol Morgan Bank
- Broadway National Bank
- Brookline Bank
- Bruning Bank
- Bryant Bank
- Builtwell Bank
- Burling Bank
- Busey Bank
- Byline Bank
- BYRON BANK
Banks C-D
C&F Mobile Banking
C3bank
Caldwell Bank
California Bank & Trust
Camden National Bank
Cape Cod 5
Capital Bank
Capital City Bank
Capital Community Bank
Capital One
Capitol Bank – WI
Capon Valley Bank
Capra Bank
Carrollton Bank
Carter Bank & Trust
Carver Federal Savings Bank
Carver State Bank
Cashmere Valley Bank
Cathay Bank
Cattlemens Bank
CB&S Bank
CBC
CBTX Zelle
Cedar Rapids Bank & Trust
Centennial Bank
Centennial Bank – Tennessee
Central Bank
Central Bank (UT)
Central Bank KY
Central Federal Savings
Central Pacific Bank
Central Valley Community Bank
Centreville Bank
Century Bank (NM)
Century Bank of the Ozarks
CFG Bank
cfsbank
Chain Bridge Bank NA
Charles Schwab Bank
Charlotte State Bank & Trust
Chase Bank
Chelsea State Bank
Chemung Canal/Capital Bank
Chesapeake Bank
Chino Commercial Bank
Chippewa Valley Bank
ChoiceOne Bank
CIBC Bank USA
CIBM Bank
Ciera Bank
CIT Bank
Citi
Citizens Bank & Trust
Citizens Bank & Trust Co. (NE)
Citizens Bank & Trust Company
Citizens Bank (LA) – Baton Rouge/Plaquemine
Citizens Bank (WI)
Citizens Bank and Trust
Citizens Bank Hutch MN
Citizens Bank of Americus
Citizens Bank of the South
Citizens Bank, NA
Citizens Business Bank
Citizens First Bank
Citizens National Bank
Citizens National Bank, N.A
Citizens Progressive Bank, LA
Citizens Savings Bank
Citizens State Bank
Citizens State Bank (IN)
Citizens State Bank, TX
Citizens Trust Bank
City Bank
City Bank & Trust co.
City Bank and Trust Company
City National Bank
City National Bank (FL)
City National Bank (WV)
City-County Employees C. U.
Citywide Banks
Clarion Co Comm Bank
Classic Bank
Classic City Bank
Clear Mountain Bank
CNB Bank
CNB Bank & Trust, N.A.
CNB Bank (PA)
CNB Bank, Inc
CNB of Texas
CNB Somerset
CNBOhio
Coastal Bank & Trust
Coastal Carolina National Bank
Coastal Community Bank
Coastal Heritage Bank
Coastal States Bank
Coffee County Bank
Cogent Bank
Colfax Banking Company
Collins State Bank
Colony Bank
Columbia State Bank
COLUMBUS BANK & TRUST
Comerica Bank
Commercial Bank (TN)
Commercial Bank KS
Commercial Bank of Texas
Commercial National Bank
Commonwealth Business Bank
Community B&T-West Georgia
Community Bank
Community Bank and Trust
Community Bank and Trust (MO)
Community Bank Carmichaels PA
COMMUNITY BANK MANKATO
Community Bank N.A.
Community Bank of Cameron WI
Community Bank of Mississippi
Community Bank of Missouri
Community Bank of Parkersburg
Community Bank of Pickens Co
Community Bank of the Bay
Community Banks of Colorado
Community Federal Savings Bank
Community Financial Services Bank
Community First Bank
Community First National Bank
COMMUNITY NATIONAL BANK
Community National Bank Texas
Community Savings Bank Chicago
Community State Bank
Community State Bank – WI
Community State Bank,Avilla IN
Community Trust Bank Inc.
Community West Bank
Connecticut Community Bank
Connection Bank
ConnectOne Bank
Coop Bank of Cape Cod
Core Bank
Corn City State Bank
Cornerstone Bank
Cornerstone Bank (NE)
Cornerstone Community Bank
Cornerstone Community Bank(WI)
CorTrust Bank
Country Club Bank
County Federal
Crest Savings Bank
Crews Bank & Trust
Croghan Colonial Bank
Cross County Savings Bank
Cross Keys Bank
Crossbridge Community Bank
CrossFirst Bank
CROWN BANK NJ
Crystal Lake Bank & Trust
CS Bank
CTBC Bank
Cumberland Federal BK
Currency Bank
CVNB
Cypress Bank SSB
D.L. Evans Bank Mobile
Dacotah Bank
Dairy State Bank
Dallas Capital Bank, NA
Dean Bank
Decatur County Bank
Decorah Bank and Trust Co.
Dedham Savings
Desjardins Bank N.A
Dewitt Savings Bank
Dime Community Bank
Discover Bank
Dogwood State Bank
Dollar Bank, FSB
Dominion Bank
Drake Bank
Dream First Bank
Dubuque Bank & Trust
DuGood
Dundee Bank
Banks E-G
Eagle Bank
Eagle Bank & Trust
East Cambridge Savings Bank
East West Bank
East WI Savings Bank
Eastern Bank
Eastern Colorado Bank
Eastern Michigan Bank
Eclipse Bank
Edmonton State Bank
Elements Financial
Embassy Bank For Lehigh Valley
Embassy National Bank
Empire State Bank
Endeavor Bank
Englewood Bank & Trust
Enterprise Bank
Enterprise Bank & Trust
Enterprise Bank & Trust Co.
Enterprise Bank of SC
Ephrata National Bank
Equitable Bank
Erie Bank
ESSA BANK & TRUST
Eureka Savings Bank
Evergreen Bank Group
Evergreen Federal Bank
Evermore Bank
Exchange Bank
Exchange Bank (CA)
Exchange Bank of NE Missouri
Exchange State Bank-Lanark,IL
Excite Mobile Banking
F&M Bank
F&M Bank & Trust
F&M Bank-NC
F&M Trust
F&MBANKNOW
Fairfax State Savings Bank
Fairfield County Bank
Fairfield Federal
Falls City National Bank
Farmers & Merchants
Farmers & Merchants Bank of LB
Farmers & Merchants Union Bank
Farmers and Merchants Bank OH
Farmers Bank
Farmers Bank & Trust
Farmers Bank (AR)
Farmers Bank Spencer, IA
Farmers National Bank (IL)
Farmers National Bank-Danville
Farmers Natl Bank of Canfield
Farmers Savings Bank WI
Farmers State Bank
FARMERS STATE BANK
Farmers State Bank (IN)
Farmers State Bank Holton KS
Farmers State Bank Marion, IA
Farmers State Bank TN
Farmers State Bank-Cameron
Farmers Trust & Savings Bank
FC Bank
FCB Banks
FCNB of Upper Sandusky
FFCB
FFSB-NC
Fidelity Bank
Fidelity Bank (IA)
Fidelity Bank (LA)
Fidelity Federal SV and LN, OH
Field & Main Bank, INC
Fieldpoint Private
Fifth Third Bank
Financial Federal Bank
FineMark Bank
First American Bank (IL)
First American Bank and Trust
First American State Bank
First Arkansas Bank & Trust
First Bank
First Bank & Trust Company
First Bank (AK)
First Bank (GA)
First Bank (NC)
First Bank and Trust Company
First Bank Blue Earth
First Bank Chicago
First Bank Kansas
First Bank of Boaz
First Bank Of Coastal Georgia
First Bank of Manhattan
First Central Savings Bank
First Chatham Bank
First Choice Bank Pontotoc MS
First Citizens Bank
First Citizens National Bank
First Citizens State Bank (WI)
First Command Bank
First Commerce Bank
First Commercial Bank
First Commonwealth Bank
First Community Bank (AR & MO)
First Community Bank (SC & GA)
First Community Bank (TX)
First Community Bank (VA)
First Community Bank and Trust
First County Bank
First Eagle Bank
First FarmBank
First Farmers & Merchants Bank
First Fed Delta
First Fed Savings Bank Ottawa
First Federal
First Federal (SF Bay Area)
First Federal Bank
First Federal Bank NC
First Federal Bank of LA
First Federal Bank Wisconsin
First Federal Huntington
FIRST FEDERAL SAVINGS BANK
First Federal Savings Bank
First Federal Savings of TF
First Federal SB-Evansville
First Fidelity Bank
First Fidelity Bank – South Da
First Financial Bank
First Financial Bank (TX)
First Financial Northwest Bank
First Foundation Bank
First General Bank
First Hawaiian Bank
First Heroes National Bank
First Horizon
FIRST IC BANK
First Internet Bank of Indiana
First Interstate Bank
First Intl. Bank & Trust
First Merchants Bank
First Metro Bank
First Mid Bank & Trust
First Minnetonka City Bank
First Montana Bank
FIRST NATIONAL BANK
First National Bank (AR)
First National Bank (ME)
First National Bank Alaska
First National Bank at Paris
First National Bank Bemidji
First National Bank DeRidder
First National Bank LJ
First National Bank Minnesota
First National Bank New Bremen
First National Bank North
First National Bank of Absecon
First National Bank of Central Texas
First National Bank of Elmer
First National Bank of Gidding
First National Bank of Hope
First National Bank of Hutch
First National Bank of MI
First National Bank of Mount Dora
First National Bank of Newtown
First National Bank of Nokomis
First National Bank of Omaha
First National Bank of PA
First National Bank of Pandora
First National Bank of Pulaski
First National Bank of River Falls
First National Bank of Scotia
First National Bank of South Miami
First National Bank of Waterloo
First National Bank Of Waverly
First National Bank Texas
First National Bank Trinidad
First National Bank USA
First National Bank, FNBTX
First Nations Bank
First Natl Bank of Louisiana
First Nebraska Bank
First Neighbor Bank
First Option Bank
First Peoples Bank
First Republic Bank
First Seacoast Bank
First Secure Bank & Trust Co
First Secure Community Bank
First Security Bank & Trust Co
First Security Bank (Byron MN)
First Southern Bank
First Southern State Bank
First Southwest Bank
First State Bank
First State Bank – Michigan
First State Bank & Trust (KS)
First State Bank and Trust Co
First State Bank IL
First State Bank Middlebury
First State Bank NE
First State Bank of St Charles
First State Bank of TX
First State Bank of Uvalde
First State Bank, The
First Tech
First United
First United Bank TX
First United National Bank
First Vision Bank of TN
First Western Bank & Trust
First Western Trust Bank
First Womens Bank
FirstBank
FirstBank & Trust
FirstBank (TN)
FirstBank Antlers
FirstBank Southwest
Five Points Bank
Five Points Bank of Hastings
Five Star Bank
Flagstar Bank, N.A.
Flanagan State Bank
Flint Community Bank
Flushing Bank
FMB Berlin
FMBSC
FNB Community Bank
FNB Creston
FNB Of Brookfield
FNB Oneida
FNB Tennessee
FNB Tremont
FNBC Bank and Trust
FNB-Carlyle, IL
FNBCC
FNBSI
FNCB Bank
FNNB Bank
Forbright Bank
Forcht Bank
Forest Park Bank
Forte Bank
Fortis Private Bank
Founders Bank
Fourth Capital
Fowler State Bank
Franklin Savings Bank
Franklin Savings Bank, NH
Frazer Bank
Freedom Bank
Freedom Bank (TX)
Freedom Bank of So. Missouri
Fremont Bank
Frost
FSBHegewisch
Fulton Bank, N.A.
FVCbank
Gainey Business Bank
Gate City Bank
Gateway First Bank
GBank
Generations Bank
Genesis Bank
Geo. D. Warthen Bank
Georgia Banking Company
Georgia Community Bank
German American Bank
Gibsland Bank & Trust
Glens Falls National Bank
Glenwood State Bank
Global Bank
Gogebic Range Bank
Gold Coast Federal CreditUnion
Golden Bank, N.A.
Golden Valley Bank
Goldwater Bank
Gorham Savings Bank
Grand Bank for Savings
Grand Ridge National Bank
Grand River Bank
Grand Valley Bank
Grandview Bank
Great Plains National Bank
Great Plains State Bank
Greater Community Bank
Green Penny
Greenfield Savings Bank
GreenLeaf Bank
Greenville Savings Bank
Grove Bank
Grove Bank & Trust
Grundy Bank
GTE Financial
Guadalupe Bank
Guaranty Bank
Guaranty Bank – MS
Guaranty Bank & Trust
Guaranty Bank and Trust Co
Guardians Zelle
Gulf Capital Bank
Gulf Coast Bank and Trust
Guthrie County State Bank
Banks H-J
Habib American Bank
Haddon Savings Bank
Hancock County Savings Bank
Hancock Whitney Bank
Hanmi Bank
Hanover Bank
Harrison County Bank
Harvard University ECU
Hawthorn Bank
HCN BANK
Hearthside Bank
Heartland Bank (NE)
Hendricks County Bank
Heritage Bank (KY)
Heritage Bank MN
Heritage Bank of Commerce
Heritage Bank of Schaumburg
Heritage Community Bank
Heritage Community CreditUnion
Hickory Point Bank and Trust
Highland Bank
Hillcrest Bank
Hilltop Bank
Hinsdale Bank & Trust Company
Holcomb Bank
Home Bank
Home Federal Bank of TN
Home National Bank
Home Savings Bank
Home State Bank
Home State Bank, IL
Home Trust & Savings Bank
Home-Federal Bank
Homeland Community Bank
HomeStreet Bank
HomeTrust Bank
Honor Bank
Horizon Bank
Hoyne Savings Bank
Huntington Bank
Huntington FSB
Huron Valley State Bank
Hyperion Bank
i3 Bank
Idaho Trust Bank
iGObanking
Illiana Financial
Illinois Bank & Trust
Impressia Bank
InBank
IncredibleBank
Independence Bank – Montana
Independent Bank
Independent Financial
Infinity Bank
INSOUTH Bank
Integrity Bank for Business VA
Interamerican Bank
International Bank of Chicago
International Finance Bank
Intracoastal Bank
INTRUST Bank
Investar Bank
Iowa State Bank
Iowa State Bank – Des Moines
Iowa Trust
Iowa Trust and Savings Bank
Ireland Bank
Iron Workers Bank
Iroquois Federal Savings
Isabella Bank
Israel Discount Bank of NY
JBT
JCBank
JD Bank
Jefferson Bank
Jersey Shore State Bank
John Marshall Bank
Johnson Financial
Jones Bank
Jonesburg State Bank
Banks K-M
Kalamazoo County State Bank
Karnes County National Bank
Katahdin Trust Company
Kearny Bank
KEB Hana Bank USA
Kennebec Savings Bank
Kennebunk Savings Bank
KeyBank Mobile
KeySavings Bank
KeysBank
Keystone Bank
Kingston National Bank
Kirkwood Bank & Trust
Ladysmith Federal
Lafayette State Bank
Lake City Bank
Lake Forest Bank & Trust
Lake Ridge Bank
Lake Shore Savings
Lakeland Bank
Lakeside Bank
Lakeside Bank Chicago
Lamar National Bank
Landmark National Bank
LAONA STATE BANK
LCFB
Lea County State Bank
Lead Bank
Leader Bank
Ledyard National Bank
Lee Bank
Legacy Bank and Trust
Legacy National Bank
Legend Bank
Lexicon Bank
Liberty Bank
Liberty Bank for Savings
Liberty Capital Bank
Liberty National Bank
Liberty Savings Bank
Libertyville Bank & Trust
LifeStore Bank
LINKBANK
Lisle Savings Bank
Llano National Bank
Logansport Savings Bank
Lone Star National Bank
Lone Star State Bank of WT
Longview Bank
longviewcb
Louisiana National Bank
Lowry State Bank
Loyal Trust Bank
Lubbock National Bank
Lumbee Guaranty Bank
Luminate Bank
Luther Burbank Savings
Luzerne Bank
Lyons National Bank
M AND P BANK
M C Bank
M&F BANK
M&M Bank
M&T Bank
M1 Bank
MA Bank
Mabrey Bank
Machias Savings Bank
Madison County Bank
Magnifi Financial
Magnolia State Bank
Magyar Bank
Main Street Bank
Malvern National Bank
Manasquan Bank
Marblehead Bank
Marion Center Bank
Marquette Bank
Marquette Savings Bank
Mars Bank Mobile Banking
Marthas Vineyard Bank
Maspeth Federal Savings
MCBank
McClain Bank
McHenry Savings Bank
McIntosh County Bank
MCNB Banks
MCS Bank
Meade County Bank
Meadows Bank
Mediapolis Savings Bank
MemoryBank
Mercer County State Bank
Merchants & Farmers Bank Green
Merchants and Farmers Bank
Merchants Bank
Merchants Bank of Indiana
Merchants National Bank
Meredith Village Savings Bank
Meridian Trust
Merrimack County Savings Bank
Metairie Bank
Metro City Bank
Metropolitan Bank
Metropolitan Commercial Bank
Mi BANK
Mid America Bank
Mid America Bank – Kansas
Mid Penn Bank
Middlefield Bank
Middletown Valley Bank
MidFirst Bank
Midland States Bank
MidSouth Bank
MIDWEST BANK
Midwest Bank – Minnesota
Midwest BankCentre
Midwest Heritage
MidWestOne Bank
Milford Federal
Millennium Bank
Milton Savings Bank PA
Minnesota Bank & Trust
MINNSTAR BANK
Minster Bank
Mission Bank AZ
MNB Bank
Monson Savings Bank
Montecito Bank & Trust
Montgomery Bank Mobile Banking
Monticello Banking Company
Morgan Stanley
Mound City Bank
Mountain America
Mountain Valley Bank
Mountain View Bank of Commerce
MPH Bank
Banks N-P
Nano Banc
Natbank, N.A.
National Bank of Arizona
National Bank of Blacksburg
National Bank of Coxsackie
National Bank of Indianapolis
National Bank of Middlebury
National Capital Bank
NBC Oklahoma
NBT Bank
NBT Financial
Nebraska State Bank & Trust Co
NebraskaLand Bank
Needham Bank
Neighborhood National Bank
Nekoosa Port Edwards Bank
Nevada State Bank
New Frontier Bank
New Mexico Bank & Trust
New Millennium Bank
New Valley Bank & Trust
New York Community Bank
Newburyport Bank
Newtown Savings Bank
NexTier Bank
NGNB
Nicolet National Bank
NobleBank & Trust
Nodaway Valley Bank
North Dallas Bank & Trust Co
North Easton Savings Bank
North Shore Bank, FSB
North Star Bank
North State Bank
Northbrook Bank & Trust
Northeast Bank
NorthEast Community Bank
Northern State Bank
Northern Trust
Northfield Bank
NorthSide Community Bank
Northumberland National Bank
Northwest Bank
Northwest Bank & Trust Co
Northwest Bank (PA)
Northwestern Bank
Northwestern Bank (IA)
Norway Savings Bank
Oak Bank
Oakwood Bank
Oakworth Capital Bank
OCEAN Bank
Ocean Financial
OceanFirst Bank
Oconee Federal
Ohio State Bank
OKLAHOMA FEDERAL
Oklahoma Heritage Bank
Old Dominion National Bank
Old National Bank
Old Plank Trail Community Bank
Old Point National Bank
Old Second Bank
OMB
One Florida Bank
Oostburg State Bank
Open Bank
Opportunity Bank of Montana
OptimumBank
Orange Bank & Trust Company
Origin Bank
Osgood State Bank
Oxford Bank
Ozarks Federal Savings & Loan
Pacific Alliance Bank
Pacific Premier Bank
Pacific Valley Bank
Pacific West Bank
Paragon Bank
Park Bank
Park National Bank
Parkway Bank
Partners Bank of New England
Pathfinder Bank
Patterson State Bank
PCB Bank
PCSB Bank
Peapack-Gladstone Bank
Pegasus Bank
PenFed
Penn Community Bank
Peoples Bank
Peoples Bank & Trust Co
Peoples Bank (Clifton TN)
Peoples Bank (GA)
Peoples Bank (IN & IL)
Peoples Bank (TX)
Peoples Bank (WA)
Peoples Bank IA
Peoples Bank Monticello IN
Peoples Bank of Alabama
Peoples Bank of Altenburg
Peoples Bank of East Tennessee
Peoples Bank of Graceville
PEOPLES BANK OF KANKAKEE CTY
Peoples Bank of Kentucky, Inc
Peoples Bank of Paris Texas
Peoples National Bank
Peoples State Bank (WI)
Peoples State Bank Plainview
Peoples State Bank, Hville
Peoples Trust Company
PeoplesBank
PeoplesBank-Lebanon-Louisville
Peru Federal Savings Bank
Peshtigo National Bank
Philo Exchange Bank
Phoenixville Federal B&T
Piedmont Federal Savings Bank
Pineland Bank
Pinnacle Bank
Pinnacle Bank (CA)
Pinnacle Bank (GA)
Pinnacle Bank Texas
Pinnacle Bank Wyoming
Pinnacle Financial Partners
Pioneer Bank
Pioneer Bank & Trust
Pioneer Bank (VA)
Pioneer Bank MN
Piscataqua Savings Bank
Pittsfield Cooperative Bank
PlainsCapital Bank
Planters Bank Mobile Banking
Platte Valley Bank NE
Platte Valley Bank WY
Plus International Bank
PNC Bank
Poca Valley Bank
Points West Community Bank
Ponce Bank
Poppy Bank
Port Washington State Bank
Powell Valley National Bank
Prairie Community Bank
Preferred Bank
Premier Bank (OH)
Premier Bank of the South
Premier Valley Bank
PremierBank Wisconsin
Primebank
PrimeSouth Bank
Primis
PriorityONE FL
Progressive Bank
ProGrowth Bank
PromiseOne Bank
Prospect Bank
Prosperity Bank
Provident Bank
PROVIDENT BANK(CA)
PyraMax Bank
Banks Q-S
Quad City Bank & Trust
Quail Creek Bank
Quaint Oak Bank
Queenstown Bank
Quontic Bank
R.Bank
Rayne State Bank
Red River Bank
REDSTONE BANK
Redwood Capital Bank
Regal Bank
Regions Bank
Reliabank
Reliance Bank
Reliance Bank (PA)
Renasant Bank
Republic Bank
Republic Bank of Chicago
Rhinebeck Bank
Richwood Bank
Riddell National Bank
Ridge View Bank
Ridgewood Savings Bank
Rio Bank
Rising Bank
River Bank
River City Bank
River City Bank (KY)
RiverHills Bank – OH
Riverside Savings Bank
Rochelle Bank
Rockland Savings Bank
Rockland Trust
RockPointBank
Rocky Mountain Bank
Round Top State Bank
Royal Business Bank
S&T Bank
Sabine State Bank and Trust
Salem Five Cents Savings Bank
San Luis Valley Federal Bank
Sandhills State Bank
Sandy Spring Bank
Sanibel Captiva Community Bank
Santa Cruz County Bank
Santander Bank, N.A.
Saratoga National
SaviBank
Savings Bank of Walpole
Sawyer Savings Bank
Schaumburg Bank & Trust
Schertz Bank & Trust
Schuyler Savings Bank
Scottsdale Community Bank
Seacoast Bank
SECURITY BANK (OK)
Security Bank Laurel NE
Security Federal Bank
Security Financial Bank
Security First Bank
Security National Bank IA
Security National Bank of SD
Security Savings Bank
Security State Bank – Wyoming
Security State Bank (Algona)
Security State Bank Hibbing
Security State Bank Radcliffe
Seneca Savings
Sharon Bank
Shell Lake State Bank
Shore United Bank
Silicon Valley Bank
Simmons Bank
Skyline National Bank
SmartBank
SNB Bank, N.A.
Solutions Bank
Solvay Bank
Somerset Savings
Somerville Bank
South Shore Bank
South Story Bank & Trust
Southern Bank
Southern Bank and Trust Co
Southern First Bank
Southern Independent Bank
Southern Michigan Bank and Tru
SouthPoint Bank
Southside Bank
SouthStar Bank
SouthState
Southwest Missouri Bank
Southwest National Bank
Southwestern National Bank
Sovereign Bank
Spencer County Bank
SpiritBank
SPRATT SAVINGS BANK
Spring Bank
Spring Bank Brookfield WI
Springs Valley Bank & Trust Co
SSB Kenyon
ST ANSGAR STATE BANK
St Simons Bank & Trust
St. Charles Bank & Trust
STAR Financial Bank
Starion Bank
State Bank
State Bank Financial
State Bank of Graymont
State Bank of Southern Utah
State Bank of The Lakes
State ECU NM
Stellar Bank
Stephenson National B&T
Stockman Bank of Montana
StonehamBank
Sturgis Bank
Sullivan Bank
Summit Bank
Summit Community Bank
Sundance State Bank
Sunflower Bank, N.A.
Sunnyside Federal
SunState
Susquehanna Community Bank
Susser Bank
Sutton Bank
Synovus – Gateway
Synovus Bank
Banks T-V
Tallahassee National Bank
Tandem
Taylor Bank
TBK Bank, SSB
TC Federal Bank
TCBT
TD Bank N.A.
Terrabank
Territorial Savings Bank
Texas Advantage Community Bank
Texas Bank and Trust Company
Texas Capital Bank
Texas First Bank
Texas National Bank RGV
Texas National- Jacksonville
Texas Regional Bank
Texas Security Bank
Texas Traditions Bank
The Andover Bank
The Bank
The Bank & Trust ssb
The Bank of Clovis
The Bank of Elk River
The Bank of Missouri
The Bank of New Glarus
The Bank of Princeton
The Bank of Southside VA
The Bank of Tampa
The Bank of Tescott
The Berkshire Bank
The Citizens Bank
The Citizens Bank-Enterprise
The Citizens National Bank KS
The Cornerstone Bank
The Dart Bank
The Dime Bank
The Farmers and Merchants Bank
The Farmers Bank
The Farmers Bank of Appomattox
The Federal Savings Bk
The Fidelity Bank (NC)
The First National Bank of LI
The Grant County Bank
The Hamler State Bank
The Harbor Bank of Maryland
The Marblehead Bank
The Maries County Bank
The Milford Bank
The MINT National Bank
The Neffs National Bank
The Peoples Bank
The Peoples Bank-Gambier OH
The Peoples State Bank
The Piedmont Bank
THE SAVINGS BANK
The State Bank
The Tri-County Bank
The Union Bank Co.
Think Bank
Third Coast Bank SSB
Thomaston Savings Bank
Thomasville National Bank
TIAA Bank
Timberland Bank
Timberline Bank
Time Bank
Touchstone Bank
Town Bank
TowneBank
Tradition Capital Bank
Traditional Bank
Traditions Bank
Tri City National Bank
Troy Bank and Trust
Truist
Trustco Bank
TruStone Financial
TrustTexas Bank
Turtle Mountain State Bank
Twin Valley Bank
Two Rivers Bank & Trust
U.S. Century Bank
UBank
UBank TN
Ulster Savings Bank
Umpqua Bank
Unified Bank
Union Bank & Trust
Union Bank Monticello, AR
Union Bank of Mena
Union Bank, Inc
Union County Savings Bank
Union Savings Bank
Union State Bank
Union State Bank (WI)
United Bank
United Bank & Trust
United Bank (AR)
United Bank of MI
United Business Bank
United Community Bank
United Community Bank (Iowa)
United Community Bank, LA
United Cumberland Bank
United Fidelity Bank
United Midwest Savings Bank NA
United National Bank
United Prairie Bank
United Security Bank
United Southern Bank
United Teletech Financial
Unity Bank
Unity Bank WI
Unity National Bank
Universal Bank
Universal City Studios
University Bank
Univest Bank and Trust Co.
URSB
US Bank
US Metro Bank
USAA Federal Savings Bank
Valley Bank
Valliance Bank
Varo Bank
Varsity
Vectra Bank Colorado
Veritex Community Bank
Village Bank
Village Bank & Trust
Village Bank (MN)
Village Bank (VA)
Vinton County National Bank
Virginia National Bank
VisionBank
Volunteer Federal Savings Bank
Banks W-Z
WaFd Bank
Wahoo State Bank
Wakefield Co-operative Bank
Walled Lake Schools Fed Cr Un
Wallis Bank
Walpole Co-operative Bank
Washington Savings Bank
Washington Savings Bank Lowell
Waterford Bank, N.A.
Watertown Savings Bank (MA)
Wauchula State Bank
Waumandee State Bank
Wayne Bank
Wayne Bank (PA & NY)
WCF Financial Bank
Webster Bank, N.A.
Wellington State Bank
Wells Fargo Bank
WEOKIE
WesBanco Bank
West Alabama Bank
West Gate Bank
West Point Bank
West Shore Bank
West Texas National Bank
Westbury Bank
Western Bank
Western Commerce Bank
Western Heritage Bank
Western State Bank (KS)
Westfield Bank
Westmoreland Federal Savings
WestStar Bank
Wheaton Bank & Trust Company
Whitaker Bank
Willamette Valley Bank
William Penn Bank
Wilmington Savings Bank
Wilson Bank & Trust
Winchester Savings Bank
Windsor Federal Savings
Winnsboro State Bank (WSB)
Winter Hill Bank (WHB)
Winter Park National Bank
Wintrust Bank
Wisconsin Bank & Trust
Wood & Huston Bank
Woodford State Bank
Woodlands Bank
Woodlands National Bank
WoodTrust Bank
Woori America Bank
Wray State Bank
Wrentham Cooperative Bank
WSFS Bank
Wyoming Community Bank
Yakima Federal Savings
Yampa Valley Bank
Zions Bank
What is the Best Bank for Zelle?
All of the banks that use Zelle do not charge their users for sending or receiving transactions. Therefore, the experience should be largely the same regardless of the bank you’re with. That said, there are differences between each bank, in the daily and monthly amounts you can send with Zelle. If having the flexibility to send large amounts of money with Zelle is important, then with that in mind, these are the 4 best banks for Zelle:
- Wells Fargo (daily limit of $10,000, monthly limit of $50,000)
- Citibank Priority and Gold Accounts (daily limit of $5,000 and monthly limit of $20,000)
- Chase Bank Private Client Account (daily limit of $5,000 and monthly limit of $40,000)
- Bank of America (daily limit of $3,500 and monthly limit of $20,000)
How Does Zelle Work?
One of the unique aspects about this payment option is the fact that if your bank (or credit union) partners with Zelle, you do not need to sign up and link your bank account to start using Zelle. This is because your bank or credit union is already integrated with the Zelle network. Zelle works by using the Zelle network to facilitate transfers between its partner banks and credit unions which are all interconnected. This is why Zelle transfers can be completed very quickly.
How Long Does Zelle Take?
For transfers between two people who have accounts with banks or credit unions that partner with Zelle, the transfer can get processed within a few minutes. With other competing applications such as Apple Pay and Venmo, transfers take 1-3 business days and consumers have to pay a fee to have transactions completed as quickly as they are with Zelle. Importantly, charging money for instant transfers is not something that Zelle does. We dived into the details about how Zelle makes money in a separate post.
Is there a Zelle App?
Yes there is a Zelle app which is available both in the App Store and in the Google Play store. It is worth noting that if your bank or credit union partners with Zelle, then you do not need to download the Zelle app to send and receive money with Zelle. All you’ll need to do is connect your phone number or e-mail! Currently these are the stats for the Zelle App on both app stores:
- iOS App Store – 4.8 stars on over 480,000 reviews
- Google Play Store – 3.8 stars on over 120,000 reviews
What Banks work with Zelle
Currently there are over 1,000 banks that work with Zelle. Although this is less than 25% of the total number of banks in the United States, the list of banks that use Zelle includes the majority of the largest banks in the country. In addition, even if your bank does not work with Zelle currently, you can still download the Zelle app and enroll the debit card associated with your bank account.
According to Zelle, consumers from nearly 10,000 financial institutions participate in the Zelle Network. This is clearly much larger than the number of banks that are official Zelle partners, and speaks to the fact that you can still use the app and benefit even if your financial institution is not an official Zelle partner.
My Bank is not listed on the Zelle Bank List
If your bank isn’t listed in the below directory you can still access Zelle’s functionality by downloading the Zelle App and signing up. You will need to use your debit card information to link your bank account and once you’ve done that, you’ll be able to start receiving Zelle transfers that are processed very quickly.
Zelle Customer Service
Zelle has an extensive customer support page with answers to frequently asked questions and issues. Zelle Customer Service number is 1-844-428-8542 and customer service is available 7 days a week from 10am to 10pm Eastern Time.