Overview of Universal 1 Credit Union

Universal 1 Credit Union was first established in the year 1937 and is based in the state of Ohio. The credit union currently has 9 branches and 81 employees. As of December 2021, the credit union has 48,622 members.

Who Can Join?

You are eligible to join the credit union if you belong to a Select Employee Group (SEG) or work with one of their company partners.•You are qualified for membership too if you live, work, worship or attend school in one of the following cities or local counties:

  • Butler County
  • Centerville
  • Clark County
  • Clayton
  • Dayton
  • Englewood
  • Farmersville
  • Germantown
  • Greene County
  • Guernsey County
  • Highland County
  • Huber Heights
  • Kettering
  • Licking County
  • Miami County
  • Miami Township
  • Miamisburg
  • Moraine
  • New Lebanon
  • Oakwood
  • Pickaway County
  • Riverside
  • Ross County
  • Shelby County
  • Trotwood
  • Union Township
  • Vandalia
  • Warren County
  • Washington Township
  • West Carrollton

If you have a family member with a U1 account, you are also eligible to join.

Contact Information

  • Main Office Address: 1 River Park Dr, Dayton, OH 45409-2104
  • Website: http://www.universal1cu.org
  • Phone: (937) 225-6800
  • Total Members: 48,622
  • Total Assets: $476 million
  • Charter Number: 64970
  • Routing Number: 242278072

Based on the NCUA guidelines, this credit union is well capitalized.