Overview of Spencer County Bank

Spencer County Bank is one of the oldest community banks in the United States having been established in 1927. The bank’s main office is located in the city of Santa Claus in Indiana. The bank only operates domestically and has 5 branches all within the state. It’s asset base of $140 million ranks it in the 30th percentile of banks in the United States. The bank offers checking and savings accounts, with applications downloadable here, in addition to mortgages, auto loans and other loan types. The bank describes itself as a full service community bank.

Contact Information For Spencer County Bank

  • Main Office Address: 55 N. L J Koch Blvd., Santa Claus, IN 47579
  • Phone: (812) 937-4433
  • Fax Number: (812) 937-2979
  • Website: www.spencercountybank.com
  • E-mail: scbank@spencercountybank.com

Other Facts About The Bank

Find below additional data on the bank including helpful regulatory information.

  • Total Number of Branches: 5
  • Number of Employees: 36
  • FDIC Certificate Number: 5786
  • FDIC Community Bank: Yes
  • FDIC Field Office: Indianapolis
  • Independent or Subsidiary Bank: Independent
  • Federal Reserve ID Number: 871648
  • Bank Charter Class: NM
  • Primary Regulator: FDIC
  • Total Number of ATMs: 12 (including 5 located at branches)
  • Spencer County Bank currently does not partner with Zelle.

Spencer County Bank Financial Metrics (as of Dec 2021)

  • Total Assets: $140 million
  • Net Loans: $65 million
  • Total Deposits: $125 million
  • Return on Equity: 2.7%
  • Return on Assets: 0.30%
  • Tier 1 Risk-Based Capital: 16.6%

Spencer County Bank Locations

Main Branch

  • Branch Address: 55 N. L J Koch Blvd., Santa Claus, IN 47579
  • Branch Phone Number: (812) 937-4433
  • Branch Hours:
    • Monday – Thursday: 8:00am-5:00pm
    • Friday: 8:00am-6:00pm
    • Saturday: 8:00am-1:30pm

Richland Branch

  • Branch Address: 3780 North State Road 161, Richland, IN 47634
  • Branch Phone Number: (812) 359-4471
  • Branch Hours:
    • Monday – Thursday: 8:00am-4:30pm
    • Friday: 8:00am-6:00pm
    • Saturday: 8:00am-1:30pm

St. Meinrad Branch

  • Branch Address: 3780 North State Road 161, Richland, IN 47634
  • Branch Phone Number: (812) 357-7292
  • Branch Hours:
    • Monday – Thursday: 8:00am-4:30pm
    • Friday: 8:00am-6:00pm
    • Saturday: 8:00am-1:30pm

Dale Branch

  • Branch Address: 3780 North State Road 161, Richland, IN 47634
  • Branch Phone Number: (812) 937-4870
  • Branch Hours:
    • Monday – Thursday: 8:00am-4:30pm
    • Friday: 8:00am-6:00pm
    • Saturday: 8:00am-1:30pm

Grandview Branch

  • Branch Address: 322 Main Street, Grandview, IN 47615
  • Branch Phone Number: (812) 649-2600
  • Branch Hours:
    • Monday – Thursday: 8:00am-4:30pm
    • Friday: 8:00am-6:00pm
    • Saturday: 8:00am-1:30pm