Overview of Radiant Credit Union

Radiant Credit Union was established in 1957 and is the 31st largest credit union operating in the state of Florida as measured by total assets. The company has 9 branches and 163 employees.

Who Can Join Radiant Credit Union?

You are eligible to join Radiant Credit Union if you live, work, regularly conduct business, worship, attend school or participate in associations in the following districts in Florida: Alachua, Bradford, Citrus, Clay, Columbia, Dixie, Gilchrist, Hamilton, Lafayette, Levy, Marion, Putnam, St. Johns, Suwannee, or Union. You are also eligible to join the credit union if you participate in programs to alleviate poverty or distress or are an incorporated or unincorporated organization located in the aforementioned districts.

Contact Information

  • Main Office Address: 4440 NW 25th Pl, Gainesville, FL 32606-6508
  • Website: https://www.radiantcu.org
  • Phone: (352) 381-5200
  • Charter Number: 68723
  • Charter Year: 1957
  • Employees: 163
  • Radiant Credit Union Routing Number: 263178452
  • Membership Trends: Credit unions in the state of Florida have an average membership base of 51,910 compared with Radiant Credit Union which has total members of 42,357. Over the past two years, the credit union’s total membership has increased by 11%.

Financial Information

  • Total Assets: $703 million
  • Total Loans: $502 million
  • Total Net Worth: $65 million
  • Total Net Worth Per Member: $1,545
  • Net Worth Ratio: 9.3%. Based on the NCUA guidelines, this credit union is well capitalized.

Other Credit Unions in Florida

There are currently 128 credit unions operating in the state of Florida and combined these credit unions have 6.6 million members. In addition to this credit union, you may also be eligible to join the following credit unions in the state: Harvesters Credit Union, Panhandle Credit Union and Launch Credit Union.