Overview of Houghton State Bank
Houghton State Bank was established in 1879 and is among just a handful of banks in the United States that have been operating for more than a century. The bank’s main office is located in the city of Red Oak in Iowa. The bank currently has total assets of $213 million, total net loans to customers of $158 million and total deposits outstanding of $185 million. As of this writing, the bank employs a total of 29 people.
Other Information for Houghton State Bank
- Houghton State Bank Routing Number: 104901995
- Main Office Address: 116 E. Coolbaugh St., Red Oak, IA 51566
- Website: www.houghtonstatebank.com
- Total Number of Branches: 5
- Total Number of International Branches: None
- Number of Employees: 29
- FDIC Certificate Number: 15405
- FDIC Community Bank: Yes
- FDIC Field Office: Omaha
- Independent or Subsidiary Bank: Independent
- Federal Reserve ID Number: 528241
- Bank Charter Class: NM
- Primary Regulator: FDIC
Financial Metrics: Houghton State Bank (as of Dec 2021)
- Total Assets: $213 million
- Net Loans: $158 million
- Total Deposits: $185 million
- Return on Equity: 10.4%
- Return on Assets: 1.34%
- Tier 1 Risk-Based Capital: 13.7%