Overview of Heart O’ Texas Federal Credit Union

Heart O’ Texas Federal Credit Union was first established in the year 1956 and is based in the state of Texas. The credit union currently has 3 branches and 28 employees. As of December 2021, the credit union has 5,273 members.

Who Can Join?

You qualify for membership with Heart O’ Texas Federal Credit Union if you, your spouse, or your family member, live, work or worship in the following counties; McLennan, Bell, and Coryell.

Membership is also open to the civilians, military personnel of the US Government, and active reserve units living or working in Hill, Bell, Bosque, Coryell, Limestone, and McLennan.

Contact Information

  • Main Office Address: P. O. Box 11, Waco, TX 76703-0011
  • Website: http://www.hotfcu.org
  • Phone: (254) 751-1622
  • Total Members: 5,273
  • Total Assets: $52 million
  • Charter Number: 11032
  • Routing Number: 311989878

Based on the NCUA guidelines, this credit union is well-capitalized.

Other Credit Unions in Texas

There are currently 426 credit unions operating in the state of Texas and combined these credit unions have 10.0 million members. In addition to this credit union, you may also be eligible to join the following credit unions in the state: Security Service Credit Union, Laredo Credit Union and NAFT Credit Union.