Overview of Cumberland Security Bank

Cumberland Security Bank was established in 1909 and is among just a handful of banks in the United States that have been operating for more than a century. The bank’s main office is located in the city of Somerset in Kentucky. The bank currently has total assets of $281 million, total net loans to customers of $209 million and total deposits outstanding of $243 million. The bank currently has a total employee base of 58 people.

Other Information for Cumberland Security Bank

  • Cumberland Security Bank Routing Number: 042104854
  • Main Office Address: 107 S Main St, Somerset, KY 42501
  • Website: http://www.csbweb.com
  • Total Number of Branches: 4
  • Total Number of International Branches: None
  • Number of Employees: 58
  • FDIC Certificate Number: 11358
  • FDIC Community Bank: Yes
  • FDIC Field Office: Lexington
  • Independent or Subsidiary Bank: Independent
  • Federal Reserve ID Number: 202514
  • Bank Charter Class: NM
  • Primary Regulator: FDIC

Financial Metrics: Cumberland Security Bank (as of Dec 2021)

  • Total Assets: $281 million
  • Net Loans: $209 million
  • Total Deposits: $243 million
  • Return on Equity: 23.9%
  • Return on Assets: 3.15%
  • Tier 1 Risk-Based Capital: 18.7%