Overview of Bay Federal Credit Union

Bay Federal Credit Union was first established in the year 1957 and is based in the state of California. The credit union currently has 7 branches and 230 employees. As of December 2021, the credit union has 82,219 members.

Who Can Join?

You are eligible to join the Bay Federal Credit Union if you live, work, worship, attend school or volunteer in Santa Cruz, Monterey, or San Benito Counties.

Contact Information

  • Main Office Address: 3333 Clares St, Capitola, CA 95010-2546
  • Website: http://www.bayfed.com
  • Phone: (831) 479-6000
  • Total Members: 82,219
  • Total Assets: $1,596 million
  • Charter Number: 12067
  • Routing Number: 321177706

Based on the NCUA guidelines, this credit union is well capitalized.